“Westwood” and “Westwood Capital” as used in this website refers to a group of companies, consisting of Quarter Century Holdings LLC’s subsidiaries.

Securities transaction services are conducted through Westwood Capital, LLC, a broker-dealer registered with the United States Securities and Exchange Commission and a member of FINRA and SIPC. Additional information may be viewed at FINRA’s BrokerCheck. Securities Are Not FDIC Insured – Are Not Bank Guaranteed – May Lose Value – Are Not a Bank Deposit – Are Not a Condition to Any Banking Service or Activity – Are Not Insured by Any Federal Government Agency. At Westwood Capital, we respect every client’s right to privacy because our relationship with you is our most valuable asset. Westwood has a tradition of discretion for our client’s privacy which we reinforce and demonstrate daily in the way we routinely handle sensitive client information in our day-to-day operations. As a client of Westwood, we will agree upon the information that is to be collected and the manner in which nonpublic information will be maintained. To the extent that Westwood collects any nonpublic information regarding the officers or principals of your institution or your clients, the Gramm-Leach-Bliley Financial Services Modernization Act (“Gramm-Leach”) requires all financial institutions to clearly, conspicuously and annually disclose to consumers and customers our policies for collecting and sharing nonpublic personal information. The following sets forth the privacy policy for Westwood Capital and its subsidiaries, unless otherwise agreed upon between Westwood and you, our client. When you are a client of Westwood or its subsidiaries, you will be asked to complete certain account documentation which will require collection of certain information of your institution and may require collection of personal information, including the following: name, address, telephone number, social security number, income, assets, liabilities and investment experience. In addition, consistent with industry practice and in compliance with regulatory requirements, we record and maintain information on your transactions with us. We are required by our regulators to collect this type of information. This information is collected strictly for the purpose of providing you better service and we strive to limit the collection and use of your information to only what is necessary. In connection with services you have requested, we may share your information, including your name, address, telephone number, social security number, income, assets, liabilities and investment experience with our affiliates or with outside vendors who have been hired to help us serve you better, provided that they are under a similar duty of confidentiality of information. Westwood does, however, reserve the right to disclose the personal information of existing and former customers as permitted by law. We maintain physical, electronic and procedural safeguards that comply with regulatory standards to guard your nonpublic personal information. Our efforts to maintain the privacy of your personal financial information are always evolving. If you have any questions or concerns regarding this policy, please contact our compliance department at 212-867-3200. In addition, it is important to us that we have accurate information about our clients. If you are a client and have a concern about your information or you want to correct, update or confirm your information, please contact us. Westwood Capital is responsible for creating and maintaining business continuity plans to support services to its clients. In the event of a business disruption, we have plans designed to continue operations of critical business functions, including communications with each client. Our business continuity plan encompasses business disruptions that may be internal to Westwood, and larger wide-spread disruptions that effect entire regions. Business disruptions affecting an office will likely result in the closure of the office for the duration of the interruption and all communications being re-routed to one of Westwood’s other means of communications as quickly as possible. A large scale disruption would also involve the relocation of staff to assist in restoring operations. Should there be a significant business disruption, clients are encouraged to visit Westwood’s Web site (www.westwoodcapital.com) for additional information. Our plan is designed to address key areas of concern, including but not limited to the following:

• Data (electronic and hard-copy) back-up and recovery;
• Alternate communication between Westwood and its clients;
• Alternate communication between Westwood and its employees;
• Alternate locations for employees;
• Identification of mission critical systems;
• Regulatory reporting and communications;
• Identification of critical business constituent, bank and counter-party relationships; and
• Financial and operational risk assessments

Funds and securities of clients are not held by Westwood. Although Westwood has taken steps to develop and implement business recovery plans, we cannot guarantee that systems will always be available or recoverable after a disaster or significant business disruption. However, we believe that our planning and continued training and testing will provide an effective response and recovery effort in the event of a business disruption. Our business continuity plan will be reviewed, updated and tested on an annual basis. Any material changes to the above information will be available on our web-site www.westwoodcapital.com or upon request.